Terms of Service

Last updated: June 1, 2025

1. Agreement to Terms

By accessing our website, you agree to be bound by these Terms of Service and to comply with all applicable laws and regulations.

2. Disclaimer

The information provided on this website is for general informational purposes only. It should not be construed as financial advice. Always consult with qualified financial professionals regarding your specific circumstances.

3. Intellectual Property

All content on this website, including text, graphics, logos, and images, is the property of The Prudent Penny and is protected by copyright laws.

4. User Responsibilities

You agree to:

  • Provide accurate information when using our services
  • Use the website for lawful purposes only
  • Not attempt to gain unauthorized access to our systems
  • Not use the website to distribute harmful content

5. Limitation of Liability

The Prudent Penny shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of our services.

6. Changes to Terms

We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting to the website.

7. Governing Law

These terms are governed by the laws of the United Kingdom.

8. Contact Information

For questions about these Terms of Service, please contact us at:

The Prudent Penny
42 Threadneedle Street
London, EC2R 8AY
United Kingdom
Phone: +44 20 7123 4567